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6th DCANovember 6, 2026Reversed and Remanded🔬 Novel Issue

Vaughan v. USMI Properties Five, LLC

Case No. 6D2025-2288

A rotten oak tree on USMI's land fell onto Vaughan's house; the trial court granted judgment on the pleadings, holding Florida's 'Massachusetts rule' (Gallo and Scott) categorically immunizes landowners for harm caused by trees on their property. The Sixth District reversed, holding the Massachusetts rule applies only to healthy trees' encroaching branches and roots, and that under McCain's foreseeable-zone-of-risk framework a landowner who knows a tree is rotten owes adjoining owners a duty of reasonable care.

📄 Read the official opinion (6th DCA) →

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Key facts

  • USMI Properties Five, LLC owned land with a large oak tree that was rotten or diseased; the tree fell onto Vaughan's adjoining property and damaged his house.
  • Vaughan sued USMI for the damage; the trial court granted USMI's motion for judgment on the pleadings, relying on the 'Massachusetts rule' as stated in prior Florida cases to grant categorical immunity to landowners for tree-related harm.
  • +1 more key fact with a free trial

Why it matters

This is the first Florida appellate decision to expressly cabin the 'Massachusetts rule' to healthy trees and to confirm that ordinary McCain duty analysis governs claims arising from a known diseased or decayed tree… — full analysis with a trial

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