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3rd DCANovember 26, 2025Affirmed

Universal Property & Casualty Insurance Company v. Tracy Kealy

Case No. 3D24-1127

The Third DCA affirmed (2-1) the Miami-Dade Circuit Court's jury instructions and verdict form in an all-risks property insurance dispute, reaffirming that trial courts have broad discretion over jury instructions and that Florida's established burden-shifting framework must be reflected in the verdict form.

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