Universal Property & Casualty Insurance Co. v. Tsirnikas
In a homeowners breach-of-contract suit over dock damage, the jury found the insurer proved the loss resulted from an excepted/excluded cause but also answered a separate question fixing the actual cash value of repairs at $9,400; the trial court entered judgment for the insured on that figure. The Second District held the verdict was not legally inconsistent \u2014 so no contemporaneous objection before jury discharge was required \u2014 and that once the jury found the exclusion applied, no damages could be awarded, requiring judgment for the insurer.
🔒 Read the full opinion, holding & search the library
The full opinion PDF, the rules the court applied, our significance analysis, the background facts, and full-text search across every tracked Florida decision are available to members. Start a free 30-day trial — no credit card.
Not ready to sign up? Get the free Friday digest — the week's key Florida decisions by email, no login required.
Florida Court Tracker provides summaries of publicly available court opinions for informational and research purposes only. This is not legal advice and does not create an attorney–client relationship. Always verify holdings against the official opinion.