The Hanover Insurance Group, Inc. v. Frazier
After being acquitted of insurance-fraud and grand theft charges, Frazier sued Hanover and its SIU investigator for malicious prosecution and won a jury verdict. The Second District reversed, holding that section 626.989(4)(c), Florida Statutes, immunized the insurer and its investigator from suit because they merely performed the statutorily mandated anti-fraud investigation and report to DIFS, and Frazier presented no evidence of fraud or bad faith.
Key facts
- Frazier was acquitted of insurance fraud and grand theft charges; he then sued Hanover Insurance Group and its Special Investigation Unit investigator for malicious prosecution based on their fraud investigation and report to the Department of Insurance and Financial Services.
- A jury returned a verdict in Frazier's favor on the malicious prosecution claim, but the Second District Court of Appeal reversed the judgment.
- +2 more key facts with a free trial
Why it matters
This is a strong defense-side precedent for insurers and SIU personnel facing malicious prosecution or related tort claims following an acquittal on fraud charges. It confirms that a plaintiff must come forward with… — full analysis with a trial
Read the full opinion, holdings & search — free for 30 days
The full opinion PDF, the rules the court applied, our significance analysis, the background facts, and full-text search across every tracked Florida decision — in your hands.
- Search every tracked Florida decision in seconds
- Save, tag & file the cases that matter into your own library
- Read the full plain-English analysis and holdings
Not ready to sign up? Get the free Friday digest — the week's key Florida decisions by email, no login required.
Florida Court Tracker provides summaries of publicly available court opinions for informational and research purposes only. This is not legal advice and does not create an attorney–client relationship. Always verify holdings against the official opinion.