Premier Mitigation Services, Inc., etc. v. Citizens Property Insurance Corporation
In a written citation opinion, the Third District affirmed judgment for Citizens in an assignment-of-benefits suit brought by an emergency mitigation contractor. The court relied on section 627.7152(2)(c)'s statutory cap on emergency-circumstance assignments — the greater of $3,000 or 1 percent of the Coverage A limit — and section 627.7152(2)(d)'s declaration that a noncompliant assignment agreement is invalid and unenforceable. Consistent with Total Care Restoration and Spartan Services, a section 627.7152(2) violation subjects the assignee's claim to dismissal for lack of standing.
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