Jose Ramos Rodriguez v. The Responsive Auto Insurance Company
A Lyft driver's auto policy was rescinded after the insurer discovered his application falsely denied business/livery use of the vehicle. The Third DCA affirmed summary judgment for the insurer under section 627.409, holding that the insured's affidavit claim that the agent filled in the fields without eliciting his answers—absent any assertion that he supplied correct information, was prevented or induced from reading, or that the agent concealed or deceived—was insufficient to estop the insurer or excuse the insured's duty to learn the contents of the application before signing.
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