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3rd DCADecember 17, 2025Affirmed

Elvis Diaz, et al. v. Universal Property & Casualty Insurance Company

Case No. 3D22-1693

The Third DCA issued a per curiam citation affirmance of summary judgment for a property insurer, reconfirming that an insurer does not waive post-loss affirmative defenses by issuing payment when it has expressly reserved its rights, and that an insured's failure to comply with pre-suit policy requirements independently supports summary judgment.

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