Cecilia S. Pino, et al. v. Hudson Excess Insurance Company, et al.
The Third District affirmed a judgment on the pleadings for the insurer in a coverage dispute, issuing a citation opinion anchored to the settled rules governing policy construction. The court reiterated that a policy is read as a whole with full meaning given to every provision, that unambiguous language is enforced as written, and that 'an insured' and 'the insured' carry distinct meanings — 'an' meaning any insured and 'the' meaning a specific insured.
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